I used Michael when purchasing my first home and subsequent re-fi. He’s always on top of things and looking out for his clients. As anyone who as ever bought a home knows, there’s a million things to take care of, but Michael always makes sure you know where you stand and makes the process as easy as can be. Highly recommended.

Michael was able to refinance us to an appropriate loan (and interest rate) when others were not.  He and his team were pleasant to work with and always professional.

We just finished our refinance with Michael. I’ll try to summarize the experience: Careful consideration of all options with clear concise pros weighed against cons at the start left me feeling secure with my decision. Communication was never lacking, every time a new situation arose or action needed to be taken we were promptly contacted and advised. I would term every single interaction with staff as stellar, blown away by the customer service for sure! I highly recommend Michael to anyone considering any service they offer.

P.S. this is coming from a skeptic who read horror stories about other companies, we were not expecting things go as smooth as they did. We are not the easiest folks to please.

Ben Toth
San Diego born and raised, since 1977

Michael always sees everything through 100% & will help you to overcome any challenges.  He is always professional & helpful & has a fantastic knowledge of the industry.  I definitely recommend him.

“Just completed the purchase of a new home and hired Michael as the loan originator for my mortgage. The two things that impressed me from the start were Michael’s detailed knowledge of the available loan plans (far more than just the typical fixed vs. adjustable), as well as Michael’s dedication to work with the lenders to ensure that my home closed on time – even when the lenders needed a gentle push to get docs ready on time. Michael really helped me find a program that was perfectly suited to my needs – and was able to hand-hold me through the entire process. Overall, it was an excellent experience and I would have no hesitation hiring Michael again – as well as recommending him to everyone I know.”