Michael strives everyday to make the loan application and approval process as simple and easy as possible. See what others are saying about the unparalleled service Michael brings to the table.
“As most of us know by experience finding an honest, principled mortgage broker is rare. Michael fits both bills, and has been a great help to my family, and now to my best friend in our mortgages.”
June 6, 2013
“My wife and I are happy to have came across Michael during our recent home purchase. Our purchase transaction could not have gone more smoothly. Michael was incredibly responsive, professional, and leveraged some nice web-based tools to help us compare multiple financing options without being overwhelmed. Thanks to him and his team, we had the bulk of our application and supporting paperwork ready within the first 48 hours after contacting him. We love our new home and have great financing thanks to Michael!”
June 2, 2013
“Michael always sees everything through 100% & will help you to overcome any challenges. He is always professional & helpful & has a fantastic knowledge of the industry. I definitely recommend him.”
May 15, 2013
“My husband and I decided to take advantage of the low interest rates and refinance our condo. From start to finish the entire process took a little over three months. Michael provided a lot of data and information from the very start of the process, helping us to make informed choices that worked best for us. A lot of options we didn’t even know existed and Michael was essential in helping us understand it all. We plan on contacting Michael again for assistance with our future real estate transactions.”
April 8, 2013
“We just finished our refinance with FCMC. I’ll try to summarize the experience: Careful consideration of all options with clear concise pros weighed against cons at the start left me feeling secure with my decision. Communication was never lacking, every time a new situation arose or action needed to be taken we were promptly contacted and advised. I would term every single interaction with staff as stellar, blown away by the customer service for sure! I highly recommend FCMC to anyone considering any service they offer.
P.S. this is coming from a skeptic who read horror stories about other companies, we were not expecting things go as smooth as they did. We are not the easiest folks to please.
San Diego born and raised, since 1977
March 29, 2013
“I have refinanced my mortgage numerous times with this organization and they are first in class. The entire staff is helpful friendly an work with you to get the job done.”
March 1, 2013
“Mr. Rosenbaum and his team were easy, fast and professional. We’ve done 3 refi a with Rosenbaum each the lowest rate 0 point loan around. Their new downtown office is also easy to get to has a great view!”
February 19, 2013
“I have worked with Michael on two occasions, once on a refi and once on an investment prop purchase. In both circumstances he provided excellent service and execution and worked through any issues with a high degree of expertise and integrity.
I’m sure Michael is working with 10 customers at any given time but when you talk with him he makes you feel like you you are #1. He is focused on 100% customer satisfaction.”
February 15, 2013
“We thought our home was lost until we found Michael…
We were a few weeks into our home purchase when all of a sudden our loan officer dropped off the map and stopped returning our calls and emails.
In panic mode, I started asking around on the internet asking for loan officers who could get us a loan quickly enough to still get the house.
Michael responded to us quickly and assured us that we were good to go. Skeptical at first, we learned quickly that he was easy to get ahold of and very knowledgeable about loans. He never spoke down to us or seemed like we were wasting his time, which was something we have experienced in the past.
Michael got our loan funded on time, got us a BETTER rate and fees than we were previously getting, and saved our home! Now we’ve been moved in for a few months and absolutely love it!
Thanks Michael and team!!!”
American Liberty Real Estate
February 15, 2013
“We work with Michael on a regular basis and when it comes to getting the job done correctly, there is no-one better.
Michael is knowledgeable and experienced and it shows. He has worked all over San Diego but we routinely refer to him for his expertise with condos in Downtown. He knows about all of the credits that our buyers are eligible for and consistently beats out other lenders rates.”
92101 Urban Living
February 11, 2013
“Michael came highly referred to me from a number of different real estate collegues and he has done superb work for my friends and clients that I’ve referred to him looking to finance their real estate transactions.”
Property Sales & Leasing Associate
February 8, 2013
“Michael and his staff are very professional on all levels and the minute mortgage rates drop, Corinne/Craig/Sean are quick to let their clients know to take advantage. He’s quickly established himself as the King of the Downtown Market! Keep up the great work!”
February 1, 2013
“Michael has always been a pleasure to work with. He is honest and I can trust what he says. He always comes through.”
January 29, 2013
“Michael’s team did an excellent job each of the past 3 years in consecutive refinancing of our home in San Diego. Each loan was so much better than the next that it was a painless, zero cost and simple no-brained to refi. I would highly recommend Michael and his team to help you in your next refi or new loan.”
“Michael is a true professional with an expert knowledge of the home mortgage industry. He guided us through the process and provided excellent recommendations. His hard work resulted in a very low rate refinance saving me hundreds of dollars a month. I highly recommend Michael as a Mortgage Loan Originator to my friends and family.”
November 19, 2012
“Michael helped me reduce my monthly mortgage payments by $1000 per month and did so with attention to detail and efficiency. I would definitely recommend him to others!”
November 2, 2012
“I just did a refi with Michael during the time my wife and I were having a baby, and he made sure the process was smooth, easy, and fit our crazy schedule!”
October 11, 2012
“Michael was able to refinance us to an appropriate loan (and interest rate) when others were not. He and his team were pleasant to work with and always professional.”
September 21, 2012
“I recently closed on my new downtown condo by using Michael Rosenbaum and am so glad I chose to work with him. I had a complicated situation and was convinced by other Mortgage brokers I had to go a non-conventional and more expensive route.
It wasn’t easy but Michael understands the underwriting process like no other. His knowledge and advice taught me to organize my finances in the way the underwriters will best understand and allow for an approval. Although it was a lot of work, it was totally worth it in the end.
Michael and his awesome assistant Corrine were both there anytime I had a question too and they really came through for me – saving me thousands of dollars and securing a loan for a higher amount than I anticipated. I was really impressed and I very highly recommend Michael Rosenbaum.”
September 20, 2012
“I used Michael when purchasing my first home and subsequent re-fi. He’s always on top of things and looking out for his clients. As anyone who as ever bought a home knows, there’s a million things to take care of, but Michael always makes sure you know where you stand and makes the process as easy as can be. Highly recommended.”
September 1, 2012
“[Michael] is probably the best loan officer I have ever worked with because:
- I could get a hold of him or his assistant (who was also very knowledgeable) when I needed to.
- He cared about and met our contract deadlines.
- He took the time needed to answer my questions and didn’t rush me.
- He took responsibility for issues and didn’t pass the buck.
His rates and fees were great, but that’s not what I base my evaluation of him on….. those are subject to the info from each client.”
David L. Benavides, Broker
American Liberty Real Estate
August 23, 2012
“I’ve worked with Michael for a few years now and besides being an overall great guy, he and his employees get the job done in a timely fashion and are a pleasure to work with. He is climbing the ladder and has outstanding rapport built with his clients. I highly recommend using Michael!”
Farmers Insurance Group
May 25, 2012
“Michael and his team repeatedly deliver. He’s saved my wife and I money repeatedly by keeping on top of the market rates and trends and advising on the right time to take advantage of his no cost refinancing offers. I also refer him confidently to my clients, especially those I represent when they purchase property. Working with Michael makes it easier for me to do a great job for my clients.”
Yoni Breziner, REALTOR
“So impressed! I was able to get an incredible rate and although it took a little bit of paper work, it didn’t cost us anything. I would have never thought of refinancing (thinking it would mean spending money) until I met Michael. His team made it a smooth process and he delivered as promised. Highly recommended.”
“Michael helped me with my loan on my condo in San Francisco and was timely, knowledgeable, and personable. He arranged a wonderful loan that keeps my payments very low and we took advantage of a first time home buyer credit. To this day he still researches loan alternatives for me despite closing over a year ago. Michael is a wonderful resource and I would highly endorse using him if you are looking into loan options.”
“Just completed the purchase of a new home and hired Michael as the loan originator for my mortgage. The two things that impressed me from the start were Michael’s detailed knowledge of the available loan plans (far more than just the typical fixed vs. adjustable), as well as Michael’s dedication to work with the lenders to ensure that my home closed on time – even when the lenders needed a gentle push to get docs ready on time. Michael really helped me find a program that was perfectly suited to my needs – and was able to hand-hold me through the entire process. Overall, it was an excellent experience and I would have no hesitation hiring Michael again – as well as recommending him to everyone I know.”
May 10, 2011
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