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Category Archives: Mortgage musings

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Mr. Credit Radio Show Appearance Monday, 12 noon

The kING of downtown is going to give the king of all media a run for his money
Tune in at noon Monday to ESPN 1700 am, as I make my debut appearance on The Lunch Hour with Mr. Credit radio […]

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A Different Approach

It’s been a while since I last sponsored the Metro Caravan and this time I decided to take a different approach. Rather than rolling in with all of the pomp and circumstance that I normally do, I thought I’d take […]

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VA Approved Condo List Updated

The VA loan program is a special line of purchase and refinance loans just for veterans or eligible surviving spouses (provided they do not remarry). It is guaranteed by the U.S. Veteran’s Association and frequently offers lower interest rates than […]

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Construction Defect Litigation Breakdown

Financing for condos facing construction defect litigation in downtown San Diego can be a little tricky. The majority of condo buildings downtown have either faced litigation, are facing litigation or most likely will face litigation before the statute of limitations […]

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Another Yelp Client Success Story!

I was contacted by Nick who purchased his home last year with another lender, using small downtown payment and having mortgage insurance.  As the market improved he speculated there might be enough equity to remove the PMI.  He called the […]

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The RosenRant – Lock and Shop

We are extremely proud of our new affiliation with American Pacific Mortgage. One of the newest tools we have now is a program called Secure Lock and Key. One of the features of Secure Lock and Key allows buyers to […]

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In the Media – What New Mortgage Rules Mean for Homebuyers

Effective January 10, 2014, new rules for lenders will require more thorough analyses of the applicant’s financial information. When asked by a reporter for U.S. News and World Report, Michael said that despite a lot of people freaking out, a […]

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The Rosenrant: When is a Good Time to Lock Your Rate?

With many of our clients asking whether or not they should lock their rate now, Michael looks into his crystal ball to find the answer. Like this? Please share it!EmailFacebookTwitterGoogleMorePrintRedditLinkedInDigg Read More
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In the Media – Rates Remain Stable – Perfect Time to Lock Loans and Refinance

Michael was featured in an article in loans.org, commenting on this week’s Freddie Mac Weekly Primary Mortgage Market Survey. Overall, rates are stable, slightly lower than they were one month ago. This is a fantastic time to refinance if you […]

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The RosenRant – Should You Pay Off Your Mortgage Early?

In the next edition of The RosenRant, we are going to talk about paying off your mortgage early. I’ve had a lot of clients ask me if it’s a good idea to pay off their mortgage early. Here’s my advice […]

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