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Category Archives: Mortgage musings

Another Yelp Client Success Story!

I was contacted by Nick who purchased his home last year with another lender, using small downtown payment and having mortgage insurance.  As the market improved he speculated there might be enough equity to remove the PMI.  He called the […]

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The RosenRant – Lock and Shop

We are extremely proud of our new affiliation with American Pacific Mortgage. One of the newest tools we have now is a program called Secure Lock and Key. One of the features of Secure Lock and Key allows buyers to […]

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In the Media – What New Mortgage Rules Mean for Homebuyers

Effective January 10, 2014, new rules for lenders will require more thorough analyses of the applicant’s financial information. When asked by a reporter for U.S. News and World Report, Michael said that despite a lot of people freaking out, a […]

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The Rosenrant: When is a Good Time to Lock Your Rate?

With many of our clients asking whether or not they should lock their rate now, Michael looks into his crystal ball to find the answer. Like this? Please share it!EmailFacebookTwitterGoogleMorePrintRedditLinkedInDigg Read More
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In the Media – Rates Remain Stable – Perfect Time to Lock Loans and Refinance

Michael was featured in an article in loans.org, commenting on this week’s Freddie Mac Weekly Primary Mortgage Market Survey. Overall, rates are stable, slightly lower than they were one month ago. This is a fantastic time to refinance if you […]

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The RosenRant – Should You Pay Off Your Mortgage Early?

In the next edition of The RosenRant, we are going to talk about paying off your mortgage early. I’ve had a lot of clients ask me if it’s a good idea to pay off their mortgage early. Here’s my advice […]

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Some Relief!

Some relief! The Federal Government has finally reached a deal and the government shutdown is over. While business was open for us, we did experience some challenges – mainly obtaining certain verifications from the IRS and Social Security Administration. FHA […]

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The Return of the RosenRant

The RosenRant returns!!!! For those that have been following along for a while, you may remember The RosenRant, my mortgage and marketing musing blog that was once in existence many moons ago. Well, it’s back, this time in video format. […]

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The Return of The Rosenrant – Coming Soon…

Stay tuned for the return of The Rosenrant, where Michael will share his mortgage musings with the world. We had a great video shoot yesterday with Gary Jacobs of DBS Productions. Stay tuned over the next few months to hear […]

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Back in the Limelight

Back in the limelight, Michael is featured in an story about using gift money as a down payment for a home loan. According to the National Association of Realtors, 14% of homebuyers and 24% of first time homebuyers have received […]

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